The Endowment Growth Fund

The Endowment Growth Fund (EGF) seeks to exploit the hidden value within traditional with-profits funds to produce attractive investment returns in a lower risk environment.

For more information >>

At a glance

Exploiting the investment lag

With-profits policies provide smoothed growth by using reserves built up in good years to support returns in leaner years. Smoothing creates an investment lag and so the strong recovery in recent years has only just started to be passed on to policyholders through increased bonus rates.

This means that now is an ideal time to invest in with-profits in order to maximise capital growth.

More about exploiting the investment lag >>

Release the hidden value in with-profits

Most with-profits funds are now closed for new business so the market is entering a long slow run off phase. This means that all existing reserves will be shared amongst the remaining investors.

Many with-profits funds have additional surpluses that have been built up over many years. Distribution of the existing reserves and of these ‘orphan' assets should further boost returns over the coming years.

More about the hidden value in with-profits >>

Wednesday 20th August 2008  

Latest News

August share price announcement  

EGF continues to provide consistent growth in turbulent times

With ongoing turbulence worldwide, EGF investors will be pleased to see that the underlying EGF share price continues to provide consistent growth (although the sudden and dramatic strengthening of the dollar has impacted on the USD share price). This growth is underpinned by the high guarantees and smoothed returns provided by traditional with-profits policies. more >>

July share price announcement

The Value of With-Profits in a Falling Market.

Recent months have seen an escalation of the market turmoil that began last year. With stock markets continuing to fall and, for example, the uncertainty caused by the two largest US mortgage corporations being unable to meet their liabilities, investors are understandably seeking a safe haven for their cash. more >>

June share price announcement

Releasing the Hidden Value of With-Profits.

As the decision on reattribution of surplus funds for Commercial Union and General Accident draws nearer it is worth taking a look at the longer term value of with-profits investments. more >>

Hidden Value in With Profits >>
The Endowment Growth Fund (EGF) is the first sub-fund of InvestmentPlus plc, which is regulated by the Irish Financial Services Regulatory Authority. Registered in Ireland No. 289965. Registered office 39/40 Upper Mount Street, Dublin 2, Ireland. EGF is distributed by PolicyPlus International plc which is authorised and regulated by the Financial Services Authority and is a member of the Association of Policy Market Makers. Registered in England No. 2392989. Registered office King’s Court, Bath, BA1 1ER, England.