With Profits

Many people confuse traditional with profits, available in the form of TEPs, with unitised with profits products although they are actually very different investments. Here are the main differences:

“Traditional contracts offer substantial advantages over unitised policies which combine to provide greater security and enhanced growth opportunity. The differences include:

  • Superior Guarantees
  • Stronger Performance Potential
  • Greater Liquidity, free of MVRs
  • Lower Volatility
  • Less Expensive
  • Diversification

 

In summary traditional contracts offer several appreciable advantages over unitised ones. They are superior products due to stronger guarantees, lower volatility, protection against MVRs, greater liquidity, broader diversification and have promising potential for out-performance of equivalently low risk investments.”

 

More information about why EGF only invests in Traditional With Profits policies >>

The Endowment Growth Fund (EGF) is the first sub-fund of InvestmentPlus plc, which is regulated by the Irish Financial Services Regulatory Authority. Registered in Ireland No. 289965. Registered office 39/40 Upper Mount Street, Dublin 2, Ireland. EGF is distributed by PolicyPlus International plc which is authorised and regulated by the Financial Services Authority and is a member of the Association of Policy Market Makers. Registered in England No. 2392989. Registered office King’s Court, Bath, BA1 1ER, England.